What is PMEGP and who is eligible?

PMEGP (Prime Minister's Employment Generation Programme) provides subsidies of 15%–35% for new manufacturing and service units. Any Indian citizen above 18 years with a business plan can apply. NaavBharat provides end-to-end PMEGP application support.

What is the CGTMSE collateral requirement?

CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) provides collateral-free credit guarantees up to ₹5 Crore for MSMEs with Udyam registration. No collateral or third-party guarantee is required.

What are the Mudra loan limits?

Mudra loans are offered in four tiers: Shishu (up to ₹50,000), Kishore (₹50,001 to ₹5 Lakh), Tarun (₹5 Lakh to ₹10 Lakh), and Tarun Plus (₹10 Lakh to ₹20 Lakh). All tiers are collateral-free.

How does NaavBharat charge for its services?

NaavBharat operates on a success-linked advisory model with zero upfront fees. We charge only upon successful scheme disbursement. The initial eligibility consultation is completely free.

How long does PMEGP application processing take?

With complete documentation, PMEGP applications typically take 45–90 days from submission to sanction. NaavBharat's 98.6% approval rate is achieved through thorough pre-submission document review and bank coordination.

What documents are needed for CGTMSE?

CGTMSE requires Udyam Registration Certificate, business plan or project report, last 2 years ITR (if applicable), bank statements, KYC documents, and the loan application from a member lending institution (MLI).

Does NaavBharat help with GST registration and Udyam certification?

Yes. NaavBharat provides complete Certification services including GST registration, Udyam/MSME certification, FSSAI license, IEC (Import Export Code), trademark registration, and company incorporation for Pvt Ltd and LLP structures.

What is the difference between Startup India recognition and Udyam registration?

Udyam registration is for MSMEs (any business) and provides access to MSME schemes like CGTMSE and Mudra. Startup India DPIIT recognition is specifically for innovative startups and provides tax exemptions, patent rebates, and investor network access. Both can be held simultaneously.

Is there a fee for DPIIT recognition?

No. DPIIT recognition itself is completely free. However, the subsequent 80IAC tax exemption application requires filing with the Inter-Ministerial Board, which has a cost component.

Can I get tax exemption right from day 1 of DPIIT recognition?

The 3-year income tax holiday under Section 80IAC applies to any 3 consecutive years out of the first 10 years of incorporation. You choose when to apply it — not necessarily from Year 1.

Does Startup India recognition help in getting government contracts?

Yes. DPIIT-recognized startups are exempt from the turnover, experience, and prior EMD (Earnest Money Deposit) requirements in government tenders — making them eligible for contracts they would otherwise be disqualified from.

My startup is already 4 years old. Am I still eligible?

Yes, as long as your startup is not more than 10 years from date of incorporation and has annual turnover below ₹100 Crore. Startups up to 10 years old can apply for DPIIT recognition.

3-Year Tax Exemption80IAC BenefitInvestor Network Access

Government Scheme Guide

What is Startup India?Startup India — DPIIT Recognition

Tax Exemptions, Grants & Investor Access for Innovative Startups

3 Years

Income Tax Holiday

₹20 Lakh

Seed Fund (Eligible)

50%

Patent Fee Rebate

10 Years

Eligibility Window

Overview

Startup India — Explained

Startup India is a flagship initiative of the Government of India launched in 2016. The DPIIT (Department for Promotion of Industry and Internal Trade) recognition is the official certification that unlocks all benefits of the programme.

DPIIT-recognized startups get: 3-year income tax exemption under Section 80IAC, exemption from capital gains tax, access to ₹10,000 Crore Fund of Funds, government procurement without prior turnover/experience requirements, and 50%–80% reduction in patent and trademark fees.

Recognition is available to incorporated entities (Pvt Ltd, LLP, Registered Partnership) that are not older than 10 years, have annual turnover not exceeding ₹100 Crore, and are working on an innovative product or service with significant employment or wealth creation potential.

Eligibility

Who Can Apply?

Entity must be incorporated as Private Limited Company, LLP, or Registered Partnership Firm
Not more than 10 years from date of incorporation
Annual turnover not exceeding ₹100 Crore in any financial year
Original entity — not formed by splitting or restructuring an existing business
Working towards innovation, development, or improvement of a product/service
Not already incorporated as a startup under a sister concern or parent company

Documents

Documents Required

Certificate of Incorporation / LLP Deed

Mandatory — entity must be registered

PAN Card of the Entity

Mandatory

Proof of Innovative Concept

Patents, prototype, letters of intent, customer traction

Brief Business Description

NaavBharat helps draft this compellingly

Awards / Recognition (if any)

Incubator certificates, media coverage, etc.

Website / Product Demo Link

Highly recommended for faster approval

Frequently Asked Questions

Startup India — FAQs

Free Consultation

Want Help Applying for Startup India?

NaavBharat offers a free eligibility check — our advisors match your business profile to the highest-value applicable schemes at no upfront cost.

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