What is PMEGP and who is eligible?

PMEGP (Prime Minister's Employment Generation Programme) provides subsidies of 15%–35% for new manufacturing and service units. Any Indian citizen above 18 years with a business plan can apply. NaavBharat provides end-to-end PMEGP application support.

What is the CGTMSE collateral requirement?

CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) provides collateral-free credit guarantees up to ₹5 Crore for MSMEs with Udyam registration. No collateral or third-party guarantee is required.

What are the Mudra loan limits?

Mudra loans are offered in four tiers: Shishu (up to ₹50,000), Kishore (₹50,001 to ₹5 Lakh), Tarun (₹5 Lakh to ₹10 Lakh), and Tarun Plus (₹10 Lakh to ₹20 Lakh). All tiers are collateral-free.

How does NaavBharat charge for its services?

NaavBharat operates on a success-linked advisory model with zero upfront fees. We charge only upon successful scheme disbursement. The initial eligibility consultation is completely free.

How long does PMEGP application processing take?

With complete documentation, PMEGP applications typically take 45–90 days from submission to sanction. NaavBharat's 98.6% approval rate is achieved through thorough pre-submission document review and bank coordination.

What documents are needed for CGTMSE?

CGTMSE requires Udyam Registration Certificate, business plan or project report, last 2 years ITR (if applicable), bank statements, KYC documents, and the loan application from a member lending institution (MLI).

Does NaavBharat help with GST registration and Udyam certification?

Yes. NaavBharat provides complete Certification services including GST registration, Udyam/MSME certification, FSSAI license, IEC (Import Export Code), trademark registration, and company incorporation for Pvt Ltd and LLP structures.

NaavBharat — Your Trusted Partner for MSME Capital Advisory

India's Trusted MSME Capital Advisory

NaavBharat navigates India's most powerful government schemes PMEGP, CGTMSE, Mudra, PMFME to secure subsidized capital and collateral-free funding for your enterprise.

Check Scheme Eligibility Apply by Yourself Explore 15+ Schemes

Zero upfront fees

End-to-end documentation

Dedicated scheme advisor

Trusted at the Highest Levels

Shree Bhupendrabhai Patel — Chief Minister of Gujarat

Startup India Certified

Companies We've Helped

500+ businesses across India trusted us with their MSME journey.

SHAVUKARU DIGIBULLION PRIVATE LIMITEDSARVODAYA AND RAJKUMAR INFRA JV PRIVATE LIMITEDAAYAM INFRATECH LLPCNT Integrated Services Private LimitedSMARTIN DIGITECH (OPC) PRIVATE LIMITEDNEXTWAVE TELE SERVICES LLPARIKHA GLOBAL INTERNATIONAL PRIVATE LIMITEDSOCIALTECH TECHNOLOGIES (OPC) PRIVATE LIMITEDGM multisolution Private limitedIcfruit private limitedBHRIGHTEDGE CONSULTING SERVICES LLPBHAT VACUUM HEAT TREATERS LLPThin Crust Records LLPPUREVIA WELLNESS PRIVATE LIMITEDKHODIYAR CHEMPRO INDUSTRIES PRIVATE LIMITEDGOBEFIKRA VENTURES LLPANSHLY TRADE AND SOLUTIONS PRIVATE LIMITEDINTEROPUS PATHWAYS PRIVATE LIMITEDRouteIntel solutions private limitedAAVI JEWELS LIMITEDinformation age private limitedPRISM PRACTIC PLUS PRIVATE LIMITEDNEXTERA AI Products Pvt LTDARCHANA AGRO INDUSTRIES PVT LTDSMARTECH INFRA SOLUTIONS PRIVATE LIMITEDSHAVUKARU DIGIBULLION PRIVATE LIMITEDSARVODAYA AND RAJKUMAR INFRA JV PRIVATE LIMITEDAAYAM INFRATECH LLPCNT Integrated Services Private LimitedSMARTIN DIGITECH (OPC) PRIVATE LIMITEDNEXTWAVE TELE SERVICES LLPARIKHA GLOBAL INTERNATIONAL PRIVATE LIMITEDSOCIALTECH TECHNOLOGIES (OPC) PRIVATE LIMITEDGM multisolution Private limitedIcfruit private limitedBHRIGHTEDGE CONSULTING SERVICES LLPBHAT VACUUM HEAT TREATERS LLPThin Crust Records LLPPUREVIA WELLNESS PRIVATE LIMITEDKHODIYAR CHEMPRO INDUSTRIES PRIVATE LIMITEDGOBEFIKRA VENTURES LLPANSHLY TRADE AND SOLUTIONS PRIVATE LIMITEDINTEROPUS PATHWAYS PRIVATE LIMITEDRouteIntel solutions private limitedAAVI JEWELS LIMITEDinformation age private limitedPRISM PRACTIC PLUS PRIVATE LIMITEDNEXTERA AI Products Pvt LTDARCHANA AGRO INDUSTRIES PVT LTDSMARTECH INFRA SOLUTIONS PRIVATE LIMITED

VHV Fashions LLPDWELL AND DINE HOSPITALITY PRIVATE LIMITEDRIVAANTATEX PRIVATE LIMITEDSARVAKISAN WELFARE PRODUCER COMPANY LIMITEDSKY TO INFINITE PRIVATE LIMITEDLCC RENEWABLE ENERGY PRIVATE LIMITEDNEXTTATTVA INNOVATIONS (OPC) PRIVATE LIMITEDEhika life science private limitedBANKU PRIVATE LIMITEDFundwell advisory private limitedGm multi solution private limitedZEDONE ANIMATION AND VFX STUDIO LLPRISUONARE TECHNOLOGIES PRIVATE LIMITEDVOLTMO ELECTRIC MOBILITY PRIVATE LIMITEDNUHORIZON WATER & ENVIRONMENT CONSULTANCY (OPC) PRIVATE LIMITEDnoorvel private limitedBHARGAVI BUILDCON PRIVATE LIMITEDPAGYKHHA ASSOCIATES (OPC) PRIVATE LIMITEDCRESTORA ENTERPRISES PRIVATE LIMITEDPUREVIA WELLNESS PRIVATE LIMITEDLCC Renewable Energy Private LimitedCNT Integrated Services Private LimitedIcfruit private limitedANSHLY TRADE AND SOLUTIONS PRIVATE LIMITEDGM Multisolution Private limitedVHV Fashions LLPDWELL AND DINE HOSPITALITY PRIVATE LIMITEDRIVAANTATEX PRIVATE LIMITEDSARVAKISAN WELFARE PRODUCER COMPANY LIMITEDSKY TO INFINITE PRIVATE LIMITEDLCC RENEWABLE ENERGY PRIVATE LIMITEDNEXTTATTVA INNOVATIONS (OPC) PRIVATE LIMITEDEhika life science private limitedBANKU PRIVATE LIMITEDFundwell advisory private limitedGm multi solution private limitedZEDONE ANIMATION AND VFX STUDIO LLPRISUONARE TECHNOLOGIES PRIVATE LIMITEDVOLTMO ELECTRIC MOBILITY PRIVATE LIMITEDNUHORIZON WATER & ENVIRONMENT CONSULTANCY (OPC) PRIVATE LIMITEDnoorvel private limitedBHARGAVI BUILDCON PRIVATE LIMITEDPAGYKHHA ASSOCIATES (OPC) PRIVATE LIMITEDCRESTORA ENTERPRISES PRIVATE LIMITEDPUREVIA WELLNESS PRIVATE LIMITEDLCC Renewable Energy Private LimitedCNT Integrated Services Private LimitedIcfruit private limitedANSHLY TRADE AND SOLUTIONS PRIVATE LIMITEDGM Multisolution Private limited

Our Pillars

Certification

GST registration, Udyam / MSME certification, FSSAI, IEC, trademark & company incorporation to establish your enterprise's legal identity.

Learn more

Govt Funds & Grants

End-to-end application support for PMEGP, Mudra, CGTMSE, PMFME, SIDBI & Stand-Up India — collateral-free funding and subsidies for your enterprise.

Learn more

Digital Growth

SEO, Meta & Google Ads, social media strategy, GeM onboarding, WhatsApp funnels & analytics to grow your brand's revenue online.

Learn more

Capital Access

View all schemes

PMEGPManufacturing

15%–35% subsidy

CGTMSECredit Cover

No collateral

Mudra LoanMicro Enterprise

Up to ₹10 Lakh

PMFMEFood Processing

35% grant

Startup IndiaInnovation

Tax exemption

SIDBIGrowth Capital

Concessional rate

Ready to unlock capital?

Government schemes have limited annual disbursal windows. Book a free advisory session — our experts will assess your eligibility in under 20 minutes.

Book Free Consultation

Recognized by Government Leaders Across Indiaभारत के सरकारी नेताओं द्वारा मान्यता प्राप्त

Companies We've Helped

Three Pillars. One Goal. Your Growth.तीन स्तंभ। एक लक्ष्य। आपकी तरक्की।

Certification

Govt Funds & Grants

Digital Growth

15+ Government Schemes, One Advisor15+ सरकारी योजनाएं, एक सलाहकार

Your Subsidy Window Is Open Right Now.आपकी सब्सिडी विंडो अभी खुली है।